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Insurance Litigation Attorneys in Los Angeles
When an insurance company denies, delays, or underpays your legitimate claim, you need experienced legal representation. Our insurance litigation attorneys hold insurers accountable and fight to ensure policyholders receive the coverage they paid for.
Contact us today for a consultation with a Los Angeles insurance litigation attorney who will fight the insurance company on your behalf and secure the benefits you deserve.
What Is Insurance Litigation?
Insurance litigation arises when a dispute develops between a policyholder and an insurance company over coverage, claim handling, or payment of benefits. Under California’s Insurance Code and common law, insurers owe policyholders a duty of good faith and fair dealing — and when they breach that duty, policyholders have powerful legal remedies.
Common insurance disputes include wrongful claim denials, unreasonable delays in claim processing, underpayment of claims, policy rescission, disputes over coverage interpretation, and bad faith insurance practices. California law provides some of the strongest policyholder protections in the nation.
Insurance bad faith occurs when an insurer unreasonably denies or delays a claim, fails to conduct a thorough investigation, misrepresents policy provisions, or prioritizes its own financial interests over the policyholder’s legitimate claim. Bad faith claims can result in compensatory damages, emotional distress damages, and punitive damages.
At Novian & Novian, our insurance litigation attorneys have extensive experience fighting insurance companies on behalf of policyholders. We understand the tactics insurers use to avoid paying claims and we know how to defeat them.
How Can an Insurance Litigation Attorney Help?
An insurance litigation attorney represents policyholders in disputes with insurance companies, challenging wrongful denials, underpayments, and bad faith practices. Insurance companies have teams of lawyers and adjusters working to minimize payouts — you need experienced counsel to level the playing field.
Our insurance litigation attorneys at Novian & Novian review your policy, analyze the insurer’s handling of your claim, identify violations of California insurance law, and pursue all available remedies — including breach of contract, bad faith, and punitive damages.
If your insurance company has denied, delayed, or underpaid your claim, contact Novian & Novian for a consultation. Our Los Angeles insurance litigation attorneys will evaluate your case and fight for the benefits you are entitled to.
What Our Clients Say
“Our business suffered a major fire and the insurance company denied the bulk of our claim. Novian & Novian fought back and recovered the full policy amount plus bad faith damages.”
— Business Owner, Los Angeles
“After a flood damaged our office, the insurer tried to underpay our claim by hundreds of thousands of dollars. Novian & Novian held them accountable and got us every dollar we were owed.”
— Business Owner, Sherman Oaks
“The insurance company delayed our claim for over a year with no explanation. Novian & Novian filed a bad faith lawsuit and the insurer finally paid — with significant additional damages.”
— Business Owner, Long Beach
Why Choose Novian & Novian for Insurance Litigation?
Novian & Novian has represented policyholders in insurance disputes throughout California for over 35 years, fighting major insurance carriers and holding them accountable for bad faith practices.
We understand the powerful protections California law provides to policyholders and we use every available tool to ensure our clients receive the coverage they paid for.
Deep Knowledge of California Insurance Law
Our attorneys have extensive experience with the California Insurance Code, the implied covenant of good faith and fair dealing, and the regulatory framework governing insurer conduct.
Experience Against Major Insurance Carriers
We have litigated against virtually every major insurance company operating in California and understand their tactics, strategies, and vulnerabilities.
Bad Faith Expertise
We aggressively pursue bad faith claims when insurers act unreasonably — seeking compensatory damages, emotional distress damages, and punitive damages to hold them fully accountable.
Thorough Policy Analysis
We meticulously analyze your insurance policy to identify all applicable coverages, exclusions, and conditions — often finding coverage that the insurance company overlooked or ignored.
No Fees Unless We Win
We handle many insurance litigation cases on a contingency fee basis. You pay nothing unless we recover benefits or damages on your behalf.
FAQs
Below are answers to some of the most common questions:
What Is Insurance Bad Faith?
Insurance bad faith occurs when an insurer unreasonably denies, delays, or underpays a legitimate claim, fails to properly investigate a claim, or misrepresents policy terms. Under California law, policyholders can sue for bad faith and recover compensatory damages, emotional distress damages, and punitive damages.
What Should I Do If My Insurance Claim Is Denied?
Do not accept the denial without seeking legal advice. Request a written explanation of the denial, gather all relevant documentation, and contact an insurance litigation attorney to evaluate whether the denial was wrongful.
Can I Sue My Insurance Company for Delaying My Claim?
Yes. Unreasonable delay in investigating or paying a claim can constitute bad faith under California law. The California Insurance Code requires insurers to acknowledge claims promptly, conduct thorough investigations, and communicate decisions in a timely manner.
What Damages Can I Recover in an Insurance Bad Faith Case?
You can recover the policy benefits owed, consequential damages caused by the denial or delay, emotional distress damages, and in cases of outrageous conduct, punitive damages.
How Long Do I Have to File an Insurance Bad Faith Claim?
The statute of limitations for insurance bad faith claims in California is generally two years from the date the bad faith conduct occurred. Contract-based claims against insurers have a four-year limitation period. Contact an attorney promptly to preserve your rights.
Does My Insurance Company Have to Pay for My Attorney?
Depending on the type of claim and policy, you may be entitled to attorney’s fees. In many insurance disputes, attorneys work on a contingency fee basis, meaning you pay nothing unless you win.
Insurance Company Treating You Unfairly? Fight Back.
Our Los Angeles insurance litigation attorneys hold insurers accountable for denied, delayed, and underpaid claims. Contact Novian & Novian for a consultation today.
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